What our clients want you to know

We love to tell stories about TOLI families. But it's really their own words that matter most.

You already know that TOLI grants microloans so families in poor communities can start their own small businesses. But did you know that our social workers meet with these entrepreneurs at least once a month? That means that throughout the whole term of the loan — 12 to 18 months — clients are listened to, encouraged, coached, supported, trained, and prayed for regularly by our faithful field staff.

The words our clients share with us show the impact of the TOLI program on real lives, on real families, in real time. We thought you'd like to hear from them yourself. 

  "I have learnt to never underestimate myself. I am now believing in myself more, and the ability to achieve my dreams. I have been able to provide for my family comfortably."  —  REGINA , shop owner in Kenya

"I have learnt to never underestimate myself. I am now believing in myself more, and the ability to achieve my dreams. I have been able to provide for my family comfortably." REGINA, shop owner in Kenya

  "I have been learning that business can be a great tool for the extension of the Kingdom of God. We are very happy. ... now we can dream more. Dreaming is sweet."  —  JOHN , goat breeder in India

"I have been learning that business can be a great tool for the extension of the Kingdom of God. We are very happy. ... now we can dream more. Dreaming is sweet." JOHN, goat breeder in India

  "I stand by my mother to learn hairdressing from her. I love to work hard and know that I am helping. We work side by side."  —  MARIA , hairdresser's daughter in Egypt

"I stand by my mother to learn hairdressing from her. I love to work hard and know that I am helping. We work side by side." MARIA, hairdresser's daughter in Egypt

  "I am now able to convince my family about having a big vision. My family is very focused nowadays. My thinking has changed, and I am very focused on my good project. I am now able to see far."  —  NANCY , dairy farmer in Kenya

"I am now able to convince my family about having a big vision. My family is very focused nowadays. My thinking has changed, and I am very focused on my good project. I am now able to see far." NANCY, dairy farmer in Kenya



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A delicious way to support TOLI

Acclaimed food truck GOLD STAR PIES and TOLI are partnering up in a sweet fundraising event! 

Come pay whatever you wish for a piece of pie and 100% of the money will fund TOLI microloans to our partners around the world. Our goal for the day is to raise $2,500, enough to fund 10 loans. And we're getting a little competitive too...

YOU COULD WIN A PRIVATE PIE TRUCK PARTY FOR 25... The person who pays the most for a slice of pie during the event wins a private pie truck party for 25 people! There will be swag, coffee, competition, pie, and tons of love. 

Get Pie. Give Hope. // Downtown COS Food Truck event
WHEN:
Sunday Nov. 11, 10-2pm
WHERE: 302 E. Platte Ave., Colorado Springs, CO 80903 (corner of Platte and Weber, in front of The Cupcake Girls)

Many thanks to our fabulous sponsor, Gold Star Pies, which serves up award-winning sweet pies all over Colorado Springs and is owned by baker-entrepreneur Heather Briggs. We are honored to partner with you! 


Come meet, greet, and pray with one of our Kenyan partners

We're thrilled to host Humphrey Kanga, founder and director of KCK Ministries in Kenya and a key TOLI program partner. Come meet him and pray with us at the next #TOLITuesday Prayer Gathering. You'll hear from Humphrey, as well as stories and specific prayer requests from our field staff for individual clients and their families. And then together we'll pray for them, by name. Please join us!

#TOLITuesday Prayer Gathering // 2nd Tuesday of each month
When:
Nov. 13, 12pm-1pm
Where: 5785 N. Union Blvd, Colorado Springs, CO 80918

If you have questions, or would prefer to join us by phone to pray, please email Linda Hood, our TOLI Prayer Coordinator. 

  Humphrey Kanga (right) with TOLI Founder Emad Yassa (left) and Executive Director Abigail McConnell (center) visiting a client's business in Kenya.

Humphrey Kanga (right) with TOLI Founder Emad Yassa (left) and Executive Director Abigail McConnell (center) visiting a client's business in Kenya.


Family-sized transformation

This husband and wife once struggled to survive. Now they're providing for their family — and their community.

A few years ago, Nady had a stroke that left him unemployed and unable to provide for his wife and two young sons. His family's future was bleak. 

Then someone at church encouraged him to apply for a TOLI microloan to build an income-earning project. In fact, Nady already had a good idea for a business: Because fresh meat is only available at the local market once a week and nobody owns a freezer, there was a need for frozen meat supply. Nady invested in a deep freezer with a $200 TOLI microloan, and began selling frozen chicken, beef, and lamb seven days a week from his home. His neighbors now had access to meat all week long, and Nady had a new source of income.

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Nady quickly began earning a profit that helped re-stabilize the family, earn steady income, and pay back the loan. But this family was just getting started.

His wife, Mervet, dreamed of creating her own hair salon. After seeing Nady's success, she dove in too, and Mervet took a TOLI loan to buy a salon chair, hair dryers, and a curling iron. She was in business. 

Today, while Nady sells meat out of the back of their house, Mervet cuts and styles hair in the front. Together they are meeting all the needs of their family, paying for school for their two boys, George and Joseph, providing key resources to their small village, and finding ways to give back to their community.  And since they both have paid back their loans, neighbors have had the opportunity to use these revolving loan funds too.

Two weeks ago, we had the honor of meeting with Nady and Mervet in their village of El Kom El-Akhdar, Egypt — one of thousands that TOLI has impacted around the world. We met with scores of clients like them and were so encouraged to see firsthand how God is using TOLI to strengthen households like Nady and Mervet's, which then impact whole communities and help transform entire villages.

In fact, we are daring to dream that TOLI can transform all of Egypt. Will you dream with us?  




Come pray with us.

Maybe you can't travel with us to meet our clients firsthand. But if you're in the Colorado Springs area you can do the next best thing.  Each month we gather staff and volunteers to pray — and we want you to join us. You'll hear stories about what's going on at each site and updates on individual clients and their families. And then together we pray for them, by name. Please join us!

#TOLITuesday Prayer Gathering // 2nd Tuesday of each month
When:
October 9, 12pm-1pm
Where: 5785 N. Union Blvd, Colorado Springs, CO 80918

If you have questions, or would prefer to join us by phone to pray, please email Linda Hood, our TOLI Prayer Coordinator. 


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Travel with TOLI

See firsthand what God is doing through TOLI. Find out more about joining us on a Vision Trip or Medical Mission Trip in 2019: 

The ABCs of hope

In the spirit of back-to-school, and because many of you are just getting to know us, here's a handy primer on some TOLI basics. 

A is for ALLEVIATING POVERTY. We work to truly alleviate poverty—for good—in a way that's dignified, lasting, and sustainable. We break the cycle of dependency and hopelessness that traditional charity often enables.
B is for BUSINESS-BASED SOLUTIONS. Rather than giving handouts, we offer a hand up in the form of microloans and small business training, so poor families can start their own income-earning businesses. 
C is for CHRIST-CENTERED TRANSFORMATION. Poverty isn't just about dollars and cents, it's also about hearts and minds. So we work holistically, investing in the God-given creative capacity of every person, while pointing to Jesus Christ as the one true source of abundance and eternal freedom.

... THEN MULTIPLY
Our revolving loan model creates a cycle of hope that's transforming the lives of individuals, families, and whole villages in a sustainable way. Here's how it works:

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By the numbers
In 15 different communities in five countries around the world, TOLI is reaching poor families with these ABCs. Right now we have more than 400 clients in our program, with nearly 2000 who've benefitted from a TOLI loan since we began in 2004. The average microloan value is about $250, which clients use to buy the tools or supplies needed to start their business. Our social workers then stay in relationship with the client over the course of the loan offering both business and spiritual support. 



STAR STUDENTS
Meet a few of our newest clients! Each recently took a TOLI loan to build a small business or took part in our small business training classes. These classes teach the basics of entrepreneurship, including subjects like building a business plan, marketing, record keeping, budgeting, saving, and more—all from a Biblically-based framework. 

  In Nicaragua, Sedy (center) took a loan this month to build her sewing business. Her new business will help her care for her elderly mother (left) and her grandchildren.

In Nicaragua, Sedy (center) took a loan this month to build her sewing business. Her new business will help her care for her elderly mother (left) and her grandchildren.

  Mary, in Kenya, has invested in inventory for her small general shop.

Mary, in Kenya, has invested in inventory for her small general shop.

  Last weekend, these new clients in India took part in our business training class.

Last weekend, these new clients in India took part in our business training class.


FIELD TRIPS

Egypt and Albania: Next week, a team of leaders and volunteers from the US will travel to our sites in Egypt and Albania. Please pray for this team as they go encourage clients and partners in the field— Dick and Mary Frieg, Wendi Lord, Steve and Linda Hood, Abigail McConnell, and Emad Yassa. 

2019 Field Trips: Teams are forming now for 2019! Find out more about joining us on a Vision Trip or Medical Mission Trip in the coming year here:


Come pray with us

Please join us for our monthly Prayer Gathering. We have a beautiful new office space where we gather and we're so excited to share it with you!

With specific and up-to-the-minute prayer requests submitted directly from our field staff, each month we lift up clients, social workers, our ministry partners in different countries, and the entire TOLI family of supporters. It's a powerful time and a great way to support TOLI. Please join us!

#TOLITuesday Prayer Gathering // 2nd Tuesday of each month
When:
 September 11, 12pm-1pm
Where: 5785 N. Union Blvd, Colorado Springs, CO 80918

If you have questions, or would prefer to join us by phone to pray, please email Linda Hood, our TOLI Prayer Coordinator. 
 


 

This is someone you're going to want to root for

From our Executive Director


Let me introduce you to a friend. I first met Esther last fall at her home—two small rooms divided by hanging sheets. There she lives with her children, her siblings and her siblings' children—eight of them all together. That day, Esther proudly showed me pictures of her kids, talked about her dreams, and prayed with our team as we stood shoulder to shoulder in that dimly lit room.

This month, Esther became a TOLI client—and a small business owner.

And she has been preparing. She's spent months taking part in a women's savings group, attending TOLI business training, and working with our social worker to create a business plan. 

  Esther (left) sorts her new clothing inventory with TOLI staffer Lucy (right).

Esther (left) sorts her new clothing inventory with TOLI staffer Lucy (right).

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“I hope to have my own home with my family, educate my kids and raise our standard of living.” — Esther, 29

 

Now, Esther is a saleswoman of women's undergarments and clothes. She bought her inventory with a TOLI microloan of about $200, which she'll pay back in monthly installments over one year. Even though Esther only has a fourth grade education, she knows how to work hard, and how to serve. Esther volunteers her time to help clean her local church.

It may seem like the odds are against a 29-year-old single mother of eight in rural Kenya. And it's true Esther has a long road ahead. But she won't be alone. Our TOLI staffer Lucy, who's from Esther's very same community, will support her as she builds this brand new life, cheering her on, helping her stay brave, and pointing her to Jesus every step of the way. I feel so honored to know them both. 

I'll let you in on a little secret, if you can't already tell: Esther is one of my favorite clients. For some reason I find myself rooting for her extra hard.

Will you root for her too? Will you pray for her?

After all, isn't that what praying for each other really is—brothers and sisters rooting for each other before God? You and Esther and I, we're bound together as God's family. So we pull for each other and we root for each other—and in doing so we discover hope and dignity when we realize that God himself is rooting for us too.  

With gratitude and joy, 

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Abigail McConnell
Executive Director

PS: Scroll down to see how you can LITERALLY JOIN US in prayer next month...



Come pray with us — in our new office space

Big things happen when people pray. That's why we're inviting you to come pray with us—in person—for our clients, just like Esther, and for what God is doing through TOLI. Here's the best part: we have a new office space where we can gather together to pray! We're so excited to share it with you.

With specific and up-to-the-minute prayer requests submitted directly from our field staff, we will lift up clients by name, social workers, our ministry partners in different countries, and the entire TOLI family of supporters. Please join us!

#TOLITuesday Prayer Gathering // 2nd Tuesday of each month
When:
August 14, 12pm-1pm
Where: 5785 N. Union Blvd, Colorado Springs, CO 80918

We want this to be a tangible way for you to engage with TOLI. No gift is more powerful or more vital than the gift of prayer. 

If you have questions, or would prefer to join us by phone to pray, please email Linda Hood, our TOLI Prayer Coordinator. 
 

Nicaragua crisis: the good news and the bad news

  Brenda, left, gives a thumbs up at her new snack bar business. 

Brenda, left, gives a thumbs up at her new snack bar business. 

For Brenda, the past three months have been life-changing— for her personally and for her country of Nicaragua. 

In April, Brenda took a TOLI loan to start her own small business, at the same time protests broke out in the capital city of Managua, sparking violence and unrest that continues to escalate. 

Despite the deteriorating situation she's watched unfold in her country, Brenda remains determined to build a new future for herself and her family.

"In the midst of adversity," Brenda says, "we have to maintain a positive attitude and make a difference by creating new ideas, opening doors for new purposes." 

Business is swift at Brenda's new snack bar, and the income is already making a difference in her life. She's learning small business skills, as well as biblical principles that are helping her, as she says, "improve my relationship with God, and be able to share the gospel with my children."

We're grateful for Brenda's determination and hope, but we're also concerned about the situation in Nicaragua. While most of the unrest has happened hours away from our partners in Puerto Cabezas, the unrest is spreading, as are the economic impacts. Road blockades and insecurity mean the normally safe highways are not open to deliveries of goods and services. Prices are spiking and resources are becoming scarce. While Brenda and our other clients are hopeful, there is a real vulnerability and uncertainty ahead. 

Because of this, we're adding a special opportunity to give in support of our Nicaragua program. By giving to our Nicaragua fund, you can help us best serve our partners in Puerto Cabezas during what we pray is a short season of turmoil. To help, click the button below and select the designation "Nicaragua." 

And, of course, please pray for peace in Nicaragua, for safety for our friends at VERBO Ministries in Puerto Cabezas, and for a resolution to this crisis.

  THE GOOD NEWS: In just three months, Brenda's busy snack bar is booming. And she's proud to tell us what she's learning through TOLI's program. "By improving communication and working as a team," she reports, "I have stimulated my family a lot in terms of economic, social and spiritual growth."

THE GOOD NEWS: In just three months, Brenda's busy snack bar is booming. And she's proud to tell us what she's learning through TOLI's program. "By improving communication and working as a team," she reports, "I have stimulated my family a lot in terms of economic, social and spiritual growth."

  THE BAD NEWS: For the past three months,  a police crackdown on civilians  protesting Nicaragua's government have led to hundreds of deaths, charges of human rights violations, and an economy at a total standstill. (Photo Credit: BBC News)

THE BAD NEWS: For the past three months, a police crackdown on civilians protesting Nicaragua's government have led to hundreds of deaths, charges of human rights violations, and an economy at a total standstill. (Photo Credit: BBC News)


Updates from our other sites

KENYA

— Here's a prayer request from Social Worker Lucy in Mai-I-Ihii, whose clients have experienced an unusual amount of loss, grief and challenge lately: "Pray for us to have wisdom from above, words of encouragement always while we visit these women. This month’s visits have had a fair share of low moments and sad stories, but with God’s grace we’ve been able to encourage the women."


INDIA

— Praise God for new wheels! Thanks to a special gift, our social worker Ashish will now have a motorbike to help him better serve clients in remote areas. Please pray that God will help him reach more clients around the Duars region.

EGYPT

— Praise God for growth. TOLI is multiplying quickly in Egypt — 3 new sites in just the last two months. Please pray for wisdom and provision for these new TOLI clients, for our volunteers through Heliopolis Evangelical Church, Cairo, and for our social workers. 

TOLI BOARD NEWS

— Please welcome Dick Frieg as TOLI's newest board member! Dick's rich background in missions through Cru, a long career in operations with David C Cook, and experience as a current small business owner make him an incredible addition to our team. 


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How one father changed his family's future — forever.

When we first met Mohammed over a decade ago, he was struggling to put food on the table for himself and for his five kids.

He was struggling — but he was also dreaming. He dreamed of creating a business that would provide for his family's daily needs as well as for their future. So he applied for a TOLI microloan. With that loan of about $150, he bought the ingredients and equipment needed to make and sell felafel. He mixed it by hand, cooked it with a propane stove and sold it to his neighbors. 

And Mohammed's felafel was good. 

  Mohammed and his kids show us his original felafel mixer, purchased with a TOLI microloan over a decade ago.

Mohammed and his kids show us his original felafel mixer, purchased with a TOLI microloan over a decade ago.

Soon his business was earning good income, his family's life improved, and he quickly paid off the loan. But Mohammed kept dreaming. He took another TOLI loan to expand his business with an industrial mixer, increasing production and sales of his famous felafel. He quickly paid off that loan too.

Because of Mohammed's hard work and creativity, matched with TOLI's simple but powerful program, all five of his children are cared for, well fed, and in school. Now he's even sent one daughter to college. His family's future is forever changed.

  Mohammed used a second loan to buy an industrial mixer to expand his business.

Mohammed used a second loan to buy an industrial mixer to expand his business.


Mohammed's story answers a few of the most common questions we get about our program: How long does TOLI stay involved in the lives of clients? And, are clients allowed to take more than one loan? 

We've known Mohammed for over 12 years. His was one of the very first loans we granted in the town of Nazzlet Hanna, Egypt. In all of our sites, staffers visit clients regularly throughout their loan term, building relationships and getting to know their families. And because our model is to serve clients who are connected to each other — through either geographic proximity or because they're part of a savings group — we can see the big-picture impact of our program over time. Our partners in Nazzlet Hanna have been walking with clients and ministering to the community for years — building trust, praying for restoration and sharing the hope of the Gospel.

And do we allow multiple loans? YES!  After a client pays back their first loan, we encourage them to apply for additional loans to further expand their small businesses — until they've moved up the economic ladder and out of our target demographic of the 'poorest of the poor.' 

So what's next for Mohammed? Well, he keeps dreaming — now it's a dream of a full-service restaurant. And from what we've learned about Mohammed, that dream is bound to come true. We'll keep you posted. 


Inspired? Here are 3 ways you can get involved:

1. PRAY. Mohammed is just one example of thousands God has touched through TOLI — and it all starts with prayer. Pray for our clients, partner ministries and about how you can be a part of this ministry. 

2. GIVE. You can help propel another success story like Mohammed's. When you donate to TOLI, you equip someone with a life-changing microloan and the life-saving Gospel of Jesus Christ.

3. AMPLIFY. Do you have a small group, Bible Study, missions committee or business group that would be interested in hearing more about the power of microloans? We love to sharing stories like these in person! CONTACT US to request a speaker and help us spread the word.


TRAVEL WITH US IN 2019 

Want to meet clients like Mohammed yourself? There's no better way to understand how TOLI changes lives than by joining us on a Vision Trip. We're leading vision trips to Kenya and Nicaragua in 2019. Interested? Visit our TRIPS section for details. 


Updates from our other sites

NICARAGUA

— Program progress and political strife. We are grateful that our new program in Puerto Cabezas is off to a strong start — five poor single moms here have started small businesses with TOLI microloans in the last month. At the same time, the country has been reeling from demonstrations, police violence, and political upheaval. Please pray for peace in the country and safety for our partners.

INDIA

— Community small business training. In partnership with First Presbyterian Church (Colorado Springs) we trained nearly 40 people in small business principles and practices in Kalimpong, India in April. TOLI Field Staffer Ashish Subba and ministry partner Pastor Mathias Subba played key roles in facilitating this successful week-long training for members of this community. Pray for the training to be shared and implemented by TOLI clients and friends.

ALBANIA

— Praise God for small beginnings. This month, our first client in Albania began a business raising pigs. This 'pilot' loan is an important first step in helping our partners here establish the TOLI program. Please pray for Ilir's new pig business, as well as for field staffer, Nico, and our volunteer leaders. 

KENYA

— Farmers' small business training. In the village of Magumoni, near Mount Kenya, we're working with a community savings group of small scale farmers. This month we launched a small business training course with this group, laying the foundation for granting our first loans later this summer. 
— Pray for relief from extreme rains and flooding that's plagued much of Kenya this spring. Our clients' businesses have been negatively impacted, so pray for their perseverance, as well as improved weather patterns!


We are miraculously connected

From our Executive Director


I went on my first mission trip in 2001. I had said a brave yes to joining a short-term trip to Kenya with our church, where my husband was a pastor. I was eager — and scared. As a brand new pastor's wife and a 20-something mom with babies left at home, the idea of being a 'missionary,' even for just two weeks, was intimidating. 

Our group helped with a small building project, ran a VBS for a few hundred kids, and took lots of Kenyan tea breaks. One morning we visited an orphanage called Karai Children's Home, near the town of Kikuyu. It was a small home, recently built by The Outreach Foundation, who helped organize our trip.

We dropped by one morning and led the 40 or so kids in some silly songs. Halfway through Father Abraham, I took off my sweatshirt and tied it around my waist, as the goofy song motions and Equator sun warmed me up. Next thing I knew a young girl copied me, taking off her blue knit school sweater and tying it around her waist, just like I did.

  Kids at Karai (left) in 2001. 

Kids at Karai (left) in 2001. 

This little act somehow settled all my fears. It suddenly seemed so simple: We were just two daughters of Abraham, doing something together, and discovering how big God's family is in the process.

But there was another girl there that day, a girl I would meet again — 17 years later.

When I returned to Kikuyu last fall with Touch of Love, we hired a social worker named Lucy. We loved her immediately because of her leadership skills, her smarts, and her dedication to the group of women TOLI was going to serve there. She had a heart for this community, because she grew up here. 

  Teaching a small business lesson with Lucy (right) last month.

Teaching a small business lesson with Lucy (right) last month.

It turns out Lucy grew up just down the road — at Karai Children's Home. 

And, it turns out, Lucy was there in 2001. Lucy was one of the kids singing Father Abraham with us, one of the girls with whom I discovered I had nothing —  and everything — in common. 


Sometimes the light shines on God's invisible webs just right, and suddenly you see everything is connected and glistening. 


Why am I sharing this with you? Because God's plans are elaborate and exquisite. Because His plans are for every person. Me. You. A kid in an orphanage. A woman in a tea field. A man in a slum. It's why the church exists. And it's why TOLI exists. 

We are all children of Abraham, and we are miraculously connected, beyond the bounds of culture or geography. We are family.

My prayer for you — and for every one of our supporters, staffers, and clients — is that you would know yourself as part of His family, and that, as you say your brave yeses to how he wants to use your life, you may catch a glimpse of the glistening threads that connect us all. 

God's plans are elaborate and exquisite. And sometimes we even get to see them.

 

Yours in Christ, 

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Abigail McConnell
Executive Director


PS: Want to connect with us? 

Maybe it's by praying. Maybe it's meeting for coffee to hear more about TOLI. Maybe it's even going a trip with us. Maybe this is your brave yes... 

Or maybe there's another corner of God's kingdom I can connect you with.

Send me an email and let's find out. 

3 inspiring stories fresh from the field

Over the past few weeks, we've met face to face with dozens of clients in Egypt and Kenya to hear about their lives, check on their progress, and pray together. We were thrilled at their successes and inspired by what God is doing in their lives. Here are three of our favorite stories...


Fayez Hanna: Overcoming disability and finding joy

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Fayez was born with cerebral palsy in El Khom el Akhdar, Egypt. Because of his physical and mental disabilities he had never been able to have a job. Idle and unhappy, he was a burden to his already struggling family. Then, TOLI helped him start a small project with a microloan. He bought an inventory of candy and sweets, and decided to try to sell them from a cart outside of churches and schools. It worked. Fayez soon was working regularly and earning steady income. The extra money helped, but his family also noticed how much happier and more stable Fayez had become. He no longer fought with family and neighbors. He had purpose and began setting goals for himself. Fayez is now completely independent, earns his own income, and contributes to the needs of his widowed mom as well. Fayez's loan is now paid off, and he continues to be one the most popular guys on the block. 


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Raooth Atta: Empowered to care for her family

When Raooth's husband was severely injured in an accident, he lost his ability to work and required full-time in-home care. With both of them now unemployed and housebound, their situation looked bleak. But soon Raooth found a creative solution using a TOLI microloan and a stock of fish. Because catfish are able to live for a long time in containers, she realized she can sell them right in front of her house, allowing her to continue to care for her husband as well as earn an income. She now has a bustling business offering her customers fresh catfish, which she cleans and filets as she sells them. With the income her catfish business is earning, she's now able to pay for her husband’s medical treatment and support her three young kids. 


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Stella Mumbua: Head of household at age 25

Stella is determined to overcome her obstacles. At just 25, she's an orphan, a single mom to 8-year-old Hanson, and the guardian to her two elementary school-aged siblings. But with grit, charisma and her energetic personality, Stella is fighting hard for her family. We visited her tidy one-room apartment, where she was thrilled to show us her new clothing inventory, recently purchased with a TOLI loan. Her clothing business clientele is growing steadily. What's more, she is a member of 3 different savings groups, and meticulously records her weekly deposits in journals she keeps at her bedside (see picture above). Step by step, Stella is finding her purpose and taking charge of her life with determination, faith, and joy. 


WANT TO MEET OUR CLIENTS YOURSELF? 

Travel with us! There's no better way to understand how TOLI changes lives than by joining us on a Vision Trip. Visit our TOLI communities, meet and pray with clients, and get to know our partner ministries. Several trips are already in the works for 2019. Interested? Email Abigail McConnell for details. 


Other highlight from our March visits

EGYPT VISIT HIGHLIGHTS
— Our second site has surpassed 1000 loans.
The village of Nazzlet Hanna has granted over 1000 microloans and is now in the process of expanding TOLI to nearby villages. 
— Heliopolis Church takes a key role. A devoted group of volunteers is helping to grow TOLI to multiple sites around Cairo through their church planting efforts. 
— Field staff meet and collaborate. Social workers and program directors from our Egypt sites met with TOLI leaders to share resources and training. 

KENYA VISIT HIGHLIGHTS
— Small business training. More than 20 women in the village of Mai-A-Ihii completed a 4-day small business course, equipping them with tools needed to develop and grow their businesses.
— TOLI launches in Chuka. We signed a contract with KCK Ministries in Chuka, and together will serve the community by bringing enterprise and discipleship to their community through savings groups. 


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PS: We need you! Here are 3 ways you can jump in:

1. PRAY. The clients above are just three examples of thousands God has touched through TOLI — and it's all because of prayer. Please pray for TOLI clients, partner ministries and leadership. And pray about how you can be a part of what God is doing through this ministry. 

2. GIVE TO TOLI. We are reaching more people in more places than ever before, so we need your support. Please prayerfully consider a gift to TOLI to help us equip more people with life-changing microloans and the life-saving Gospel of Jesus Christ. GIVE NOW.

3. REQUEST A SPEAKER. Are you in the Colorado Springs area and have a small group, Bible Study, missions committee or business group that would be interested in hearing more about our ministry? We'd love to share! CONTACT US to request a speaker.  

February field reports

This month has been packed with progress at each of our field sites. Here's a country-by-country look at the work our partners have been doing: 


   Meet Deepika Bara.  This month she signed to take a TOLI loan to purchase a sewing machine. With the support of our social worker Ashish Subba, Deepika is launching a new business that will enable her to provide income for her young family and new hope for a whole community.

Meet Deepika Bara. This month she signed to take a TOLI loan to purchase a sewing machine. With the support of our social worker Ashish Subba, Deepika is launching a new business that will enable her to provide income for her young family and new hope for a whole community.

India: new clients and new hope

While political unrest slowed our efforts in the Duars region of India last year, we're happy to report that we now have 16 brand new clients in this region. Their businesses range from tailoring to a car repair shop to a chicken farm. 

PRAY: For for these new clients as well as our social worker Ashish Subba, as he guides them in their budding businesses. Pray also for Board Member Lisa Hallock as she prepares to make a site visit in April in conjunction with First Presbyterian Church, Colorado Springs. The team will make sites visits as well as run a small business training course in the area.  


Nicaragua: building a stellar team

  Our social workers, like Junior, above, are crucial to the success of our work, and they wear many hats: mentor, coach, loan officer, and discipler. 

Our social workers, like Junior, above, are crucial to the success of our work, and they wear many hats: mentor, coach, loan officer, and discipler. 

Meet Junior, our new social worker in Puerto Cabezas, who will work with clients here. He is a translator (speaks English, Miskito, Spanish), plays drums in worship, and preaches in the local church when needed. His personal ministry includes jail ministry and he has a calling for evangelism to recovering addicts. He loves to play and coach baseball and he has a wife, 4 kids, and 6 grandkids. We're so excited to have Junior onboard!

While our partner committee in Puerto Cabezas is busy receiving loan applications, Junior is conducting interviews with applicants at their homes. By next month, the first TOLI loans will be granted. 

PRAY: For the Lord to direct our committee and field staff here as they learn the ropes of our program. That TOLI would become a catalyst for economic and spiritual transformation in this community. 


Egypt: multiplying through partnership

 Our new social worker Mario (center) with the Pastor Amir and Abd el Massieh of Haggana church outside of Cairo. 

Our new social worker Mario (center) with the Pastor Amir and Abd el Massieh of Haggana church outside of Cairo. 

Our new partnership with Heliopolis Evangelical Church is producing amazing fruit. Through their missions program and a group of core volunteers, the TOLI microloan program is being planted in several new sites around Cairo. Heliopolis is becoming a hub for TOLI in Egypt, allowing us to multiply in coordination with their church-planting efforts as well as streamline our program in Egypt overall. 

PRAY: For founder Emad Yassa who's traveling to Egypt this week to work with our TOLI committee there, make field visits, as well as evaluate a possible new partnership in Jordan. Pray that God would allow TOLI to be a tool for these budding churches to effectively reach, serve and minister to their communities. 


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Kenya: strengthening savings groups

Our clients in Mai-A-Ihii, Kenya, are all part of a peer-led savings group (SACCO), where members pool their resources and act as an informal bank. For these women, financial services — such as savings accounts or loans — would otherwise be out of reach. It's exciting to see how the savings group and our microloan program are working in tandem, helping women save, grow enterprise, and support each other. From March 12-19, a group of TOLI leaders from the US and Egypt will be in Kenya to hold a small business training course for these women, as well as continue developing our second site in Chuka, Central Kenya.

Pray: For the upcoming small business training course in Mai-i-Ihii in March. 

 

>> Our Kenya program is growing fast! Can you help? Please consider a gift to support our expanding program:


Albania: creating a tool for ministry

 A recent long-distance Albania team meeting. 

A recent long-distance Albania team meeting. 

We are encouraged by the zeal of the young church in Korce, Albania, to serve the poor in their community and share the Gospel with neighbors. Our partners here are eager to use TOLI as a vehicle for ministry, and Pastor Plator, social worker Niko, and US friends Beth and Bill Bennett are working hard developing our program here. 

Pray: For the committee in Korce as they work through local red tape as we set up our site here, and for Beth and Bill as they travel back to Albania after a month-long hiatus in the States. 


Get involved

3 ways you can join our work

1. GIVE MONTHLY.  By making an easy, affordable automatic donation each month you will support hard-working entrepreneurs and help sustain our work in a powerful way! Sign up here. 

2. REQUEST A SPEAKER. Are you in the Colorado Springs area and have a small group, Bible Study, missions committee, neighborhood group or business association that would be interested in hearing more about TOLI's work? We'd love to share! Contact us to request a speaker.  

3. GIVE YOUR BIRTHDAY AWAY! Holding a birthday fundraiser on Facebook is a fun and easy way to support us financially and raise awarenesss. Click here to find out how!