New purpose, new leaders, new life

IN PICTURES: Look at what's new around the TOLI family

February was a busy month of new starts for our entrepreneurs and partners. From new clients to new learning opportunities to new savings groups, the TOLI family is on the move: learning, building, and influencing their communities to break the cycle of poverty, for good.  Here's a show-and-tell of just a few:  


NEW PURPOSE: Candida, shown here with her three boys, took a $300 TOLI microloan to start a small pedicure business in Nicaragua. This month she told us she discovered the value of servanthood in her work because "I remember Jesus cleaning the feet of his disciples ... that makes me identify with him. That's tremendous." Candida's humble heart, creativity, and determination has paid off. She is now providing for her family independently and will pay off her loan next month. Way to go Candida!

KCK CEO addressing Muthege Group in Kirubia.JPG

NEW COMMUNITY: If you came to last month's Prayer Gathering you already heard that our program in Kenya is multiplying. Here's a new Savings Group being assembled in the community of Kirubia, one of three new TOLI groups birthed this month. These groups will save together, learn business skills together, and be launchpads for our next round of microloan clients in Kenya. Shown here is Humphrey Kanga, founder and CEO of our partner ministry KCK, addressing the group.


NEW LEADERS: A group of TOLI entrepreneurs in Nicaragua and TOLI Social Workers in Egypt were invited to attend the Global Leadership Summit (GLS) in February — a world-class conference equipping leaders worldwide — hosted by our partner ministries. Kudos to our partners VERBO Ministries in Nicaragua and Heliopolis Evangelical Church in Egypt for investing in these new leaders and believing with us that everyone has influence. 

Get your tickets to Come to the Table

Thursday, May 9 at 6pm at the Pinery, Colorado Springs

If you've ever wanted to share TOLI with a friend, or learn more about our work, this night is for you. You'll witness through the eyes of our clients how TOLI is helping families break the cycle of poverty and experience the love of Christ. It'll be a memorable, inspiring, and fun night. Don't miss it.

CLICK HERE (or on the image above) for details, to buy tickets, or to sponsor a table! Reserve early, seats are limited. 

Our Annual Report is in

Want a quick overview at what God did in and through TOLI in 2018? Check out our Annual Report, find it here, or just click the image. 

Time for you to jump in?

> Come to our next #TOLITuesday Prayer Gathering: March 12 from 12-1pm (at TOLI, 5785 N.Union Blvd, Colorado Springs, CO 80918)
> Get your tickets: May 9, 2019 for "Come to the Table" at the Pinery
> Become a monthly giver! Start here.
> Discover other ways to get involved here

The gift of 'WITH'

From our Executive Director

Stella grabbed my hand and led me down the red dirt road. She wanted to take me to her house — a tidy one-room flat she shares with her young son. Inside she showed me pictures of her siblings, the clothing inventory for her new business, and the journal she uses to record her monthly savings. We sat on her bed, and she shared with me her hopes, her struggles, and her dreams.  

We were new friends. I didn’t deserve to be taken by the hand and welcomed into her story like that. Being with Stella inside her home, inside her heart, felt like a gift.


"Being able to provide for my family is the greatest joy I have," Stella told us this month. Pictured above, Stella and Abigail together in March 2018.

Turns out, it’s a gift I would receive again and again this year, as countless TOLI clients welcomed me in — to be with them in their homes, their businesses, their stories. This gift of WITH has been my favorite gift this year.

It’s this same gift of WITH that God gives us all at Christmas. The gift of Jesus, Emmanuel, "God with us." God gave us the gift of his son Jesus to be our rescue, to restore creation, and to reclaim us as the people he created us to be, by first coming to be with us.

That’s why WITH is essential to TOLI's mission. We come alongside people in vulnerable parts of the world, and work with them as they pursue God’s purpose, their own creative capacity, and their dreams for their communities.

In 2018, TOLI has grown in extraordinary ways:

  • partnering with 12 different local organizations around the world to bring microloans and the Gospel to more people and places than ever before

  • working with more than 550 clients this year—a 30% increase since January

  • our social workers walking with each client for at least 18 months, building relationships and opportunities to share Christ's love

  • gathering with each other on #TOLITuesday to pray monthly over the ministry, our staff, and our clients

God didn’t have to come be with us to save us—He could have done it from afar. He could have just done it for us. But he didn’t. He came in the flesh, through his own sacrifice, to be with us. Why?

Because God loves us. Because our rescue wasn’t just a job to do, but a love to share. Because you can’t have love if there is no with. That’s what I've learned this year. That’s what TOLI’s mission is all about. And that’s what we remember every Christmas when we celebrate the birth of Jesus, who longs to grab each one of us by the hand to welcome us into His home, His heart, and—if we let him—even into His story.

With gratitude and joy, 


Thank you for standing with us.

Thank you for your prayers, encouragement, and generosity. Without you, Stella may not be where she is today: successfully providing for her son and siblings, discovering her God-given gifts, and growing in faith. There's still time to join in His work this year. Give a year-end gift and help us start 2019 in strength, together. 

Want to go deeper with TOLI?

> Come to our next #TOLITuesday Prayer Gathering: January 8 from 12-1pm (at TOLI, 5785 N.Union Blvd, Colorado Springs, CO 80918)
> Save the Date: Thursday, May 9, 2019 for our Big Event at the Pinery
> Discover other ways to get involved here

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The ABCs of hope

In the spirit of back-to-school, and because many of you are just getting to know us, here's a handy primer on some TOLI basics. 

A is for ALLEVIATING POVERTY. We work to truly alleviate poverty—for good—in a way that's dignified, lasting, and sustainable. We break the cycle of dependency and hopelessness that traditional charity often enables.
B is for BUSINESS-BASED SOLUTIONS. Rather than giving handouts, we offer a hand up in the form of microloans and small business training, so poor families can start their own income-earning businesses. 
C is for CHRIST-CENTERED TRANSFORMATION. Poverty isn't just about dollars and cents, it's also about hearts and minds. So we work holistically, investing in the God-given creative capacity of every person, while pointing to Jesus Christ as the one true source of abundance and eternal freedom.

Our revolving loan model creates a cycle of hope that's transforming the lives of individuals, families, and whole villages in a sustainable way. Here's how it works:


By the numbers
In 15 different communities in five countries around the world, TOLI is reaching poor families with these ABCs. Right now we have more than 400 clients in our program, with nearly 2000 who've benefitted from a TOLI loan since we began in 2004. The average microloan value is about $250, which clients use to buy the tools or supplies needed to start their business. Our social workers then stay in relationship with the client over the course of the loan offering both business and spiritual support. 

Meet a few of our newest clients! Each recently took a TOLI loan to build a small business or took part in our small business training classes. These classes teach the basics of entrepreneurship, including subjects like building a business plan, marketing, record keeping, budgeting, saving, and more—all from a Biblically-based framework. 

In Nicaragua, Sedy (center) took a loan this month to build her sewing business. Her new business will help her care for her elderly mother (left) and her grandchildren.

In Nicaragua, Sedy (center) took a loan this month to build her sewing business. Her new business will help her care for her elderly mother (left) and her grandchildren.

Mary, in Kenya, has invested in inventory for her small general shop.

Mary, in Kenya, has invested in inventory for her small general shop.

Last weekend, these new clients in India took part in our business training class.

Last weekend, these new clients in India took part in our business training class.


Egypt and Albania: Next week, a team of leaders and volunteers from the US will travel to our sites in Egypt and Albania. Please pray for this team as they go encourage clients and partners in the field— Dick and Mary Frieg, Wendi Lord, Steve and Linda Hood, Abigail McConnell, and Emad Yassa. 

2019 Field Trips: Teams are forming now for 2019! Find out more about joining us on a Vision Trip or Medical Mission Trip in the coming year here:

Come pray with us

Please join us for our monthly Prayer Gathering. We have a beautiful new office space where we gather and we're so excited to share it with you!

With specific and up-to-the-minute prayer requests submitted directly from our field staff, each month we lift up clients, social workers, our ministry partners in different countries, and the entire TOLI family of supporters. It's a powerful time and a great way to support TOLI. Please join us!

#TOLITuesday Prayer Gathering // 2nd Tuesday of each month
 September 11, 12pm-1pm
Where: 5785 N. Union Blvd, Colorado Springs, CO 80918

If you have questions, or would prefer to join us by phone to pray, please email Linda Hood, our TOLI Prayer Coordinator.