Identify, invest, equip, repeat.
From inner city Cairo to rural India, TOLI focuses on communities that are heart-breakingly poor. But we understand that even in these places, rich assets and creative ideas are just waiting to be unleashed. Investing in one person at a time, one dream at a time, releases a ripple effect that transforms individuals, families, villages, nations. We've seen it happen again and again.
Here's how it works:
TOLI partners with local community organizations to identify potential beneficiaries in the neediest areas. Applications are vetted and chosen through a careful process to maximize sustainability and success.
Once a recipient and project is chosen, the loan is issued in the form of the goods or assets necessary to begin the new business. The average loan is about $300.
Each project starts with coaching and entrepreneurship education. Every month, our staffers visit each business venture, monitoring its viability and progress, and providing additional assistance and faith-based support.
Recipients have about 18 months to pay back the loan. TOLI loans are revolving and stay local. When the loan is repaid by a recipient, it's then 'recycled' into another loan, for another project in the same community.